Attention homeowners: Real estate appraisal services for in Cape Coral and Lee County

The top 7 reasons why FL homeowners need Cmhappraisal of SWFL Inc:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Lee county's assessment of your property
  3. Remove PMI to cut their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Lee county or FL

Need help determining the price of your home in or near Cape Coral, FL?
Contact Cmhappraisal of SWFL Inc.

We at Cmhappraisal of SWFL Inc understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Cmhappraisal of SWFL Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.

Need to cancel PMI?

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Cmhappraisal of SWFL Inc is seasoned in helping people just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is going down or is not appreciating as much as other properties close to yours. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Cmhappraisal of SWFL Inc is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Cmhappraisal of SWFL Inc can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? An appraiser from Cmhappraisal of SWFL Inc can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Cmhappraisal of SWFL Inc can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.